RAY Accounting Group

I want to calculate

Government charges, grants, concessions, and sensitivity.

Calculator

Stamp Duty Calculator

Estimate base transfer duty and selected surcharges by Australian state or territory.

These calculators provide general estimates only. They are not loan approval, financial advice, tax advice, or legal advice.

Property Details

$

Total government charges

$365

Base transfer duty

$21,187

First-home concession

$21,187

Duty after concession

$0

Foreign surcharge

$0

Registration and transfer fees

$365

Government grant shown separately

$10,000

What this means

  • This scenario applies about $21,187 of first-home duty relief before registration fees.
  • $10,000 is shown as a grant, not deducted from total government charges.
  • $365 of registration and transfer fees are included for this state.

Government charge breakdown

Property value sensitivity

Sources checked 4 Jul 2026. Results update as you edit the inputs.

Assumptions and sources

These calculators provide general estimates only. They are not loan approval, financial advice, tax advice, or legal advice.

  • NSW first-home assistance is applied only for full-property eligible first-home buyer scenarios within Revenue NSW value caps.
  • The NSW First Home Owner Grant is shown separately and is not subtracted from government charges.

Review the estimate

Use the calculator output as a starting point for a document review.

RAY Accounting Group can help organize the records behind income, expenses, loans, and property decisions.

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